About DDS Enterprises

Hello, my name is Dave Schultz and I am a workaholic! I am driven and motivated by success. I have founded many businesses -- and none have failed.  DDS currently manages Lonestar Turn-Key Systems, Southwest Credit Card Services, Big Kahuna Hosting, and MoparStyle Racing.

Through DDS Enterprises, I frequently consult with those interested in forming a collecting agency or debt buying business, and existing agencies with the desire for more profit, recovery, and efficiency.

I am often asked  to speak at large debt collection conferences, and I design business Internet Systems. Below is my condensed and not-so-humble (this isn't the place to be humble) version of my business life, as a way of stating my qualifications:

As a boy...

I am the eldest (what do they say about the eldest?) child in a family of five boys and three girls. I sold doughnuts door-to-door on Saturday mornings starting at age seven for my first job, then sold greeting cards and plant seeds from age eight through ten. At eleven, I had the largest afternoon neighborhood paper route in the state. At twelve, I added a morning paper route (from about 4:30AM to 7AM), and at age thirteen I took a dishwashing job at a delicatessen after the afternoon paper route.

As a young man...

At sixteen, I had a car newspaper route that covered 77 miles before school, pumped gas after school, and worked at Col. Sanders on the weekends.

I joined the Air Force days after turning 17, and achieved my goal of being the youngest man licensed to operate every vehicle (from fork-lift to 15 ton Tractor-trailer) in the motor pool.

Upon Honorable discharge from the Air Force (and during the recession of 1975) I took a job as a bill collector and repossessor during the day, and went to college studying business and data processing at night.

As an adult...

In March 1977, I was part of a three-man team to form a very successful collection agency by the name of United Recovery Systems. I ultimately came to own 38% of the company and was its Executive Vice President. In the early 80s, URS became one of the first fully automated collection agencies.

I sold my ownership in URS to my partners (a brother and a friend) in 1986 to market the automated collection system I helped to develop. In 1987, I received an offer I could not refuse, to guide an eleven-year-old agency with 12 collectors generating $25,000 per month in fee out of bankruptcy. When I left in 1989 to start NDR, that agency had 120 employees generating over $500,000 per month in fee and $200,000 per month in profit.

In 1990 with a $75,000 loan, I started Nationwide Debt Recovery and became its first employee. In 1998, I sold NDR for a $16 Million profit. Nationwide was extremely profitable each year that I owned it. NDR generated $850,000 in fee and a $400,000 profit the last month I had ownership in it.

In 1992, I founded  Southwest Credit Card Services, which is one of the Nation's first buyers of distressed credit card debt. It too has always shown a profit and has done very well, while most of the competition have come and gone.

In 1995, I formed Lonestar Turn-Key systems, which is the developer of the WinDebt collection system. Not only is WinDebt the best debt recovery software available (it was the software NDR used), Lonestar is a profitable company -- despite the economy everyone so much likes to complain of.

In 2001, I started Big Kahuna Hosting, which hosts Internet web sites. Doing fine there -- thank you very much

In 2002, I formed MoparStyle Racing -- which has a stable of five racecars driven by three racers. Moparstyle Racing, Ltd., is the owner of www.MoparStyle.com, which is an Internet Community that boasts of 6,000 registered members and over a million page views per month. It is also thorough Moparstyle Racing that Internet web site design, eCommerce on-line stores, community forums, and Internet hosting business is conducted.

And my point is...

I consider myself very experienced in all areas of debt collection. There is not one single duty in the collection business that I have not performed. I have been a collector and a CEO, I have entered payments and designed collection software, I have repo'd cars and skip-traced the hardest to find debtors, I have been the salesman and worked the mailroom. Name any important function in the collection industry -- and I have done it.

I feel that my experience, record of profitability, and fine attention to detail is of value as a consultant to those needing advice about debt collection functions. I am not cheap -- but I am a good value. If this interests you, please click on the Consultation link to browse this site for more information on what I can offer.

Thank you,